Local Mortgage Lenders in Nashville, TN


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Are you looking for mortgage companies in Nashville, TN? USA Mortgage-Volunteer Mortgage Group is a leading local mortgage lender. Our team of experienced and knowledgeable loan officers is passionate about helping you find the financing solution that fits your needs. We offer competitive rates and our streamlined process makes it easy to get started.


When to Hire Professional Mortgage Lenders?


When You Are Ready to Buy a Home


If you are ready to buy a home, the first step is to consult with a mortgage lender. A mortgage lender will help you determine how much you can afford to borrow and what type of loan is best for your financial situation. They will also help you compare different loan options and provide guidance on the best way to proceed.


When You Need Help Refinancing Your Mortgage


If you are looking to refinance your mortgage, it may be beneficial to hire a mortgage lender. A mortgage lender can help you find the best rate and terms for your loan, as well as negotiate with lenders on your behalf. They can also provide advice on whether or not refinancing is the right decision for you.


When You Have Questions About Mortgages


If you have questions about mortgages or would like more information on the process, it may be helpful to hire a mortgage lender. A mortgage lender can provide answers to all of your questions and explain the different aspects of mortgages in detail. They can also provide advice on how to improve your credit score or save money when applying for a loan.


When you are ready, visit our contact page or give us a call at (615) 915-2957.


Whether you're buying your first home or your dream home, we have a mortgage solution for you.

We're committed to helping you find the refinance option that best meets your needs. 

Our mortgage calculator helps you hone in on the loan option that is best for you.

APPLY NOW!

Whether you're purchasing or refinancing, we have a mortgage solution for you. 

Loan Programs

FHA Loans — Nashville, TN — Volunteer Mortgage Group

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

VA Loans — Nashville, TN — Volunteer Mortgage Group

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low-interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership.

Interest Only Mortgages — Nashville, TN — Volunteer Mortgage Group

First Time Home Buyers

(THDA Loans)

THDA's Great Choice Plus provides a flat amount of down payment assistance based on purchase price. You can choose 6% of the sales price in the form of a second mortgage that will be paid back over a 15 year period in monthly payments, or you can choose the deferred option of $6,000 that will only be repaid upon sale or refinance.


USDA Loans — Nashville, TN — Volunteer Mortgage Group

USDA loans are low-interest mortgages with zero down payments designed for low-income Americans who don't have good enough credit to qualify for traditional mortgages. You must use a USDA loan to buy a home in a designated area that covers several rural and suburban locations.

Conventional Loans — Nashville, TN — Volunteer Mortgage Group

Conventional Loans are the most common mortgage type you’ll come across and often the usual starting point for many when shopping for a mortgage loan, because they’re exactly what they sound like: conventional. 

Jumbo Loans — Nashville, TN — Volunteer Mortgage Group

Jumbo Loans, also known as non-conforming conventional mortgages, are for homes exceeding the value of Conventional Loans as established by the FHFA.

Fixed Rate Mortgages — Nashville, TN — Volunteer Mortgage Group

The most common type of loan, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.

Adjustable Rate Mortgages — Nashville, TN — Volunteer Mortgage Group

Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.

Reverse Mortgages — Nashville, TN — Volunteer Mortgage Group

Reverse Mortgages allow senior homeowners to convert a portion of their home equity into cash while still living in the home.

What kind of loan program is best for you?

Should you get a fixed-rate or adjustable rate mortgage? A conventional loan or a government loan? Deciding which mortgage product is best for you will depend largely on your unique circumstance, and there is no one correct answer. Reach out to us today to find the correct fit for you!

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