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Tag Archive | "Mortgage News"

Libor ARMs: What are They and Why Select One?

A Libor based mortgage is an adjustable rate mortgage (ARM) in which the interest rate is tied to an index known as the Libor index. The term ‘LIBOR’ refers to the London Interbank Offered Rate, which is the interest rate at which a group of major London banks borrow money from each other. It is […]

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Mortgage Refinance and Modification: What’s the Difference?

What is the difference between mortgage refinance and modification? Fundamentally, mortgage refinancing involves changing the terms of your mortgage to something more suitable for you. In effect, you pay off your existing mortgage loan and replace it with another with terms more favorable to you. Mortgage modification is a way of making the mortgage more […]

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Improving Your Credit Score: How to Improve your FICO Score

Improving your credit score is important if you are seeking a mortgage. If your FICO score is below 700, you could do with improving it to make sure you are offered the best interest rates. You can get a mortgage with a low credit score, but you will pay for it in interest and perhaps […]

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Improving Your Credit Score: How to Improve your FICO Score

Improving your credit score is important if you are seeking a mortgage. If your FICO score is below 700, you could do with improving it to make sure you are offered the best interest rates. You can get a mortgage with a low credit score, but you will pay for it in interest and perhaps […]

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Home Staging: How Much to Spend on Staging a Home for Sale

Home staging need not be expensive. It is not possible to say how much you should spend on staging a home for sale, because that depends on your property and its condition. However, here are some general guidelines on how to stage a home and the general costs involved. Home Staging: First Steps Stand back […]

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Find a Mortgage or Find a Property: Which First?

Should you find a mortgage or find a property first? This question is more important for first time buyers, because they have not been through the process before and are likely unsure of the procedures involved. However, it only takes a little bit of thought to answer that question yourself. It is not possible to […]

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Benefits of Investing in Solar Panels

Why install solar panels? Is it really as worthwhile as people claim, and is there a genuine return on investment involved? Naturally, your geographic area is important. This is not only related to the average amount of sunlight you get, but also to the inclination of your geographical position to the sun. You can get […]

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Financing Building a House: How to Finance Building a Home

Financing building a house is slightly different to getting a regular mortgage. There are several ways how to finance building a home, depending on whether or not you also have an existing property to sell. Do you already own the land? If not, you can bundle that with the construction costs unless you can pay […]

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Renting a Home and Avoiding Bad Landlords

Renting a home can enable young couples to save for a deposit to buy their own property, but avoiding bad landlords can be difficult. Even if you read the small print, such as the landlord who refused to allow tenants to have any visitors without 7 days notice, you can still have problems. How about […]

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Real Estate Purchase: Dissecting the Process of Buying a Home

Real estate purchase can be daunting to a first-time buyer, and even those fairly experienced in house purchase can find the process of buying a home a bit scary. Let’s examine the main steps involved in buying real estate and put them into perspective so that each step in the whole procedure makes sense and […]

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